Mortgage Rates
Loan Amount:
$
Loan Term:
years
Showing effective rate mortgage rates for an investor with 70-80% LVR for New South Wales. Effective rate values are calculated for a $670,000 loan over 25 years.
| Institution | Product | Variable | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|
| Equity Flex Loan | 6.72 | ||||||
| Essential Home Loan | 6.54 | ||||||
| Professional Package | 7.32 | 6.57 | 6.57 | 6.67 | 6.97 | ||
| PLUS Refinance | 6.80 | ||||||
| Simplicity PLUS | 7.04 | ||||||
| Standard | 8.09 | 6.84 | 6.84 | 6.89 | 6.99 | 7.04 | |
| Basic Home Loan | 6.59 | 6.79 | 6.84 | 6.94 | 7.04 | ||
| Offset Home Loan | 6.63 | 6.83 | 6.88 | 6.98 | 7.08 | ||
| Clean Energy Home Loan - New Build | 6.33 | 6.68 | |||||
| Clean Energy Home Loan - Renovate | 6.43 | 6.78 | |||||
| Complete Home Loan | 6.87 | 6.78 | 6.78 | 6.88 | 6.98 | 6.98 | |
| Easy Home Loan | 6.48 | 6.64 | 6.64 | 6.74 | 6.84 | 6.84 | |
| Flex Home Loan | 6.57 | 6.78 | 6.78 | 6.88 | 6.98 | 6.98 | |
| Clear Path Variable - Standard | 9.14 | ||||||
| Clear Path Variable - Offer | 6.56 | ||||||
| Economy Variable - Standard | 8.19 | ||||||
| Economy Variable - Offer | 6.46 | ||||||
| Fixed Rate - Standard | 7.31 | 7.36 | 7.51 | 7.51 | |||
| Fixed Rate - Offer | 6.96 | 7.01 | 7.16 | 7.16 | |||
| Digi | 6.54 | ||||||
| Green loan (NFS) | 4.01 | ||||||
| Simple | 6.96 | ||||||
| Simple - Online Offer | 6.86 | ||||||
| Standard with Wealth Package | 7.02 | 6.92 | 6.95 | 6.99 | 7.02 | 7.07 | |
| Standard with Wealth Package - Online Offer | 6.92 | ||||||
| Basic Variable | 6.64 | ||||||
| Fixed Rate | 6.95 | 6.95 | 6.95 | 7.00 | |||
| Offset Variable | 6.69 | ||||||
| Great Rate | 8.49 | 6.54 | 6.54 | 6.49 | 6.64 | 6.64 | |
| Great Rate - Discount | 6.44 | ||||||
| Ultimate | 8.36 | 6.57 | 6.57 | 6.52 | 6.67 | 6.67 | |
| Ultimate - Discount | 6.72 | ||||||
| Discount Variable Low Rate | 6.49 | ||||||
| Discount Variable Switch Rate | 8.99 | ||||||
| Fixed Rate | 6.71 | 6.76 | 6.76 | 6.76 | |||
| Fixed Rate | 7.64 | 7.64 | 7.69 | 7.89 | 7.89 | ||
| Fixed Rate with Package | 6.97 | 6.97 | 7.02 | 7.22 | 7.22 | ||
| Home Smart with Package | 6.77 | ||||||
| Home Value Loan | 6.54 | ||||||
| Standard Variable with Package | 6.77 | ||||||
| Fixed Rate | 6.79 | 6.79 | 6.84 | 6.99 | 6.99 | ||
| Green Loan | 3.74 | ||||||
| Mortgage Simplifier | 6.44 | ||||||
| Orange Advantage | 6.60 | ||||||
| Basic | 6.49 | 6.69 | 6.79 | 6.79 | 6.84 | 6.84 | |
| Offset | 6.54 | 6.74 | 6.84 | 6.84 | 6.89 | 6.89 | |
| Base Variable | 7.21 | ||||||
| Choice Package | 9.09 | 6.92 | 6.97 | 7.05 | 7.05 | 7.07 | |
| Tailored | 7.57 | 6.87 | 6.92 | 7.00 | 7.00 | 7.02 | |
| Fixed Rate | 6.59 | 6.59 | 6.69 | 6.69 | 6.69 | ||
| Premium Plus Package | 8.48 | 6.57 | 6.57 | 6.57 | 6.67 | 6.67 | |
| Premium Plus Package - Special | 6.67 | ||||||
| Real Deal | 8.69 | ||||||
| Real Deal - Special | 6.44 | ||||||
| Fixed Rate | 6.79 | 6.84 | 6.94 | 7.04 | 7.04 | ||
| Low Cost Package | 6.63 | ||||||
| No Frills | 6.59 | ||||||
| Your Way | 6.49 | 6.64 | 6.94 | 7.04 | 7.19 | 7.19 | |
| Your Way - Standard Variable | 8.99 | ||||||
| Your Way - Variable Rollover | 6.49 | ||||||
| Your Way Plus Package | 6.55 | 6.60 | 6.75 | 6.85 | 7.05 | 7.10 | |
| Your Way Plus Fixed Package - Rollover Variable | 6.55 | ||||||
| Fixed Options with Premier Advantage Package | 7.02 | 7.02 | 7.27 | 7.52 | 7.52 | ||
| Fixed Options, Standard | 7.16 | 7.16 | 7.41 | 7.66 | 7.66 | ||
| Flexi First Option | 7.09 | ||||||
| Flexi First Option - Online Offer Only | 6.49 | ||||||
| Rocket Repay | 9.65 | ||||||
| Rocket Repay with Premier Advantage Package | 7.02 |
