Mortgage Rates
Showing advertised rate mortgage rates for an investor with 70-80% LVR for New South Wales. The rates are for an interest only loan.
| Institution | Product | Variable | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|
| Professional Package | 6.49 | 7.10 | 7.10 | 7.15 | 7.39 | ||
| Simplicity PLUS | 7.19 | ||||||
| Standard | 8.09 | 6.44 | 6.54 | 6.69 | 6.79 | 6.74 | |
| Basic Home Loan | 6.59 | 6.54 | 6.59 | 6.69 | |||
| Offset Home Loan | 6.59 | 6.54 | 6.59 | 6.69 | |||
| Complete Home Loan | 6.69 | 6.74 | 6.79 | 6.74 | 6.79 | 6.79 | |
| Easy Home Loan | 6.38 | 6.64 | 6.69 | 6.64 | 6.69 | 6.69 | |
| Flex Home Loan | 6.43 | 6.74 | 6.79 | 6.74 | 6.79 | 6.79 | |
| Clear Path Variable - Standard | 9.12 | ||||||
| Clear Path Variable - Offer | 6.39 | ||||||
| Economy Variable - Standard | 8.27 | ||||||
| Economy Variable - Offer | 6.39 | ||||||
| Fixed Rate - Standard | 7.14 | 7.19 | 7.49 | 7.49 | |||
| Fixed Rate - Offer | 6.79 | 6.84 | 7.14 | 7.14 | |||
| Digi | 6.55 | ||||||
| Simple | 6.95 | ||||||
| Standard with Wealth Package | 6.95 | 6.64 | 6.49 | 6.79 | 6.94 | 7.04 | |
| Basic Variable | 6.64 | ||||||
| Fixed Rate | 6.85 | 6.95 | 6.85 | 6.65 | |||
| Offset Variable | 6.74 | ||||||
| Great Rate | 8.34 | 6.49 | 6.49 | 6.59 | 6.64 | 6.64 | |
| Great Rate - Discount | 6.29 | ||||||
| Ultimate | 8.14 | 6.44 | 6.44 | 6.54 | 6.69 | 6.69 | |
| Ultimate - Discount | 6.49 | ||||||
| Discount Variable Low Rate | 6.54 | ||||||
| Discount Variable Switch Rate | 8.74 | ||||||
| Fixed Rate | 6.69 | 6.74 | 6.79 | 6.94 | |||
| Fixed Rate | 7.34 | 7.34 | 7.39 | 7.59 | 7.59 | ||
| Fixed Rate with Package | 6.59 | 6.59 | 6.64 | 6.84 | 6.84 | ||
| Home Equity with Package | 7.57 | ||||||
| Home Value Loan | 6.44 | ||||||
| Standard Variable with Package | 6.59 | ||||||
| Fixed Rate | 6.44 | 6.39 | 6.54 | 6.74 | 6.74 | ||
| Mortgage Simplifier | 6.34 | ||||||
| Orange Advantage | 6.44 | ||||||
| Basic | 6.54 | 6.64 | 6.59 | 6.54 | 6.74 | 6.74 | |
| Offset | 6.54 | 6.64 | 6.59 | 6.54 | 6.74 | 6.74 | |
| Base Variable | 7.67 | ||||||
| Choice Package | 8.77 | 6.64 | 6.69 | 6.69 | 6.69 | 6.69 | |
| Tailored | 7.49 | 6.64 | 6.69 | 6.69 | 6.69 | 6.69 | |
| Fixed Rate | 6.59 | 6.59 | 6.69 | 6.79 | 6.79 | ||
| Premium Plus Package | 8.61 | 6.49 | 6.49 | 6.59 | 6.69 | 6.69 | |
| Premium Plus Package - Special | 6.58 | ||||||
| Real Deal | 8.89 | ||||||
| Real Deal - Special | 6.44 | ||||||
| Real Options | 9.29 | ||||||
| Fixed Rate | 6.54 | 6.59 | 6.69 | 6.79 | 6.79 | ||
| Low Cost - NO LONGER FOR SALE 1st June 2026 | 6.74 | ||||||
| Low Cost Package | 6.59 | ||||||
| No Frills | 6.59 | ||||||
| Qantas Points Home Loan - NO LONGER FOR SALE 1st June 2026 | 6.94 | ||||||
| Standard Variable - NO LONGER FOR SALE 1st June 2026 | 7.44 | ||||||
| Back to Basics | 9.49 | ||||||
| Better Together | 6.40 | ||||||
| Fixed Rate | 7.64 | 7.74 | 7.84 | 7.84 | |||
| Home Package Plus | 6.48 | 7.19 | 7.29 | 7.39 | 7.39 | ||
| Standard | 10.12 | ||||||
| Your Way | 6.69 | 6.89 | 6.89 | 6.99 | 7.14 | 7.14 | |
| Your Way - Standard Variable | 8.99 | ||||||
| Your Way Plus Package | 6.69 | 6.79 | 6.64 | 6.74 | 6.94 | 6.99 | |
| Fixed Options with Premier Advantage Package | 6.74 | 6.64 | 6.84 | 7.04 | 7.04 | ||
| Fixed Options, Standard | 6.94 | 6.84 | 7.04 | 7.24 | 7.24 | ||
| Flexi First Option | 7.34 | ||||||
| Flexi First Option - Online Offer Only | 6.49 | ||||||
| Rocket Repay | 9.64 | ||||||
| Rocket Repay with Premier Advantage Package | 6.95 |
