Mortgage Rates
Showing advertised rate mortgage rates for an owner occupier with 70-80% LVR for New South Wales. The rates are for an interest only loan.
| Institution | Product | Variable | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|
| Professional Package | 6.49 | 7.10 | 7.10 | 7.15 | 7.39 | ||
| Simplicity PLUS | 7.63 | ||||||
| Standard | 7.79 | 6.84 | 6.84 | 6.99 | 6.99 | 6.99 | |
| Complete Home Loan | 7.44 | 6.99 | 7.04 | 6.99 | 7.04 | 7.04 | |
| Easy Home Loan | 7.23 | 6.89 | 6.94 | 6.89 | 6.94 | 6.94 | |
| Flex Home Loan | 7.28 | 6.99 | 7.04 | 6.99 | 7.04 | 7.04 | |
| Clear Path Variable - Standard | 8.63 | ||||||
| Clear Path Variable - Offer | 7.64 | ||||||
| Economy Variable - Standard | 8.05 | ||||||
| Economy Variable - Offer | 8.05 | ||||||
| Fixed Rate - Standard | 7.09 | 7.59 | 7.69 | 7.84 | |||
| Digi | 6.63 | ||||||
| Simple | 6.98 | ||||||
| Standard with Wealth Package | 6.98 | 6.89 | 6.74 | 7.04 | 7.09 | 7.19 | |
| Basic Variable | 6.94 | ||||||
| Fixed Rate | 6.80 | 6.90 | 6.95 | ||||
| Offset Variable | 7.24 | ||||||
| Great Rate | 7.96 | 6.14 | 6.14 | 6.19 | 6.34 | 6.39 | |
| Great Rate - Discount | 6.04 | ||||||
| Ultimate | 7.76 | 6.09 | 6.09 | 6.14 | 6.29 | 6.34 | |
| Ultimate - Discount | 6.29 | ||||||
| Fixed Rate | 7.34 | 7.34 | 7.39 | ||||
| Fixed Rate with Package | 6.59 | 6.59 | 6.64 | ||||
| Home Equity with Package | 7.12 | ||||||
| Home Value Loan | 6.19 | ||||||
| Standard Variable with Package | 6.34 | ||||||
| Fixed Rate | 6.59 | 6.54 | 6.69 | 6.89 | 6.89 | ||
| Mortgage Simplifier | 6.44 | ||||||
| Orange Advantage | 6.44 | 6.49 | 6.44 | 6.59 | 6.79 | 6.79 | |
| Basic | 6.29 | 6.89 | 6.99 | 7.04 | 7.09 | 7.19 | |
| Offset | 6.29 | 6.89 | 6.99 | 7.04 | 7.09 | 7.19 | |
| Base Variable | 7.34 | ||||||
| Choice Package | 8.74 | 6.59 | 6.64 | 6.79 | 6.79 | 6.79 | |
| Tailored | 7.46 | 6.59 | 6.64 | 6.79 | 6.79 | 6.79 | |
| Fixed Rate | 6.54 | 6.54 | 6.69 | 6.59 | 6.74 | ||
| Premium Plus Package | 8.31 | 6.44 | 6.44 | 6.49 | 6.59 | 6.64 | |
| Premium Plus Package - Special | 6.65 | ||||||
| Real Deal | 8.59 | ||||||
| Real Deal - Special | 6.19 | ||||||
| Real Options | 8.99 | ||||||
| Fixed Rate | 6.49 | 6.54 | 6.64 | 6.74 | 6.74 | ||
| Low Cost - NO LONGER FOR SALE 1st June 2026 | 6.29 | ||||||
| Low Cost Package | 6.18 | ||||||
| No Frills | 6.14 | ||||||
| Qantas Points Home Loan - NO LONGER FOR SALE 1st June 2026 | 6.49 | ||||||
| Standard Variable - NO LONGER FOR SALE 1st June 2026 | 6.99 | ||||||
| Back to Basics | 8.82 | ||||||
| Better Together | 6.54 | ||||||
| Fixed Rate | 7.44 | 7.44 | 7.54 | 7.54 | |||
| Home Package Plus | 6.66 | ||||||
| Standard | 9.40 | ||||||
| Your Way | 6.29 | 6.74 | 6.84 | 6.94 | 7.04 | 7.09 | |
| Your Way - Standard Variable | 8.49 | ||||||
| Your Way Plus Package | 6.29 | 6.64 | 6.69 | 6.79 | 6.84 | 6.99 | |
| Fixed Options with Premier Advantage Package | 6.89 | 6.79 | 6.99 | 7.19 | 7.19 | ||
| Fixed Options, Standard | 7.09 | 6.99 | 7.19 | 7.39 | 7.39 | ||
| Flexi First Option | 8.24 | ||||||
| Flexi First Option - Online Offer Only | 6.78 | ||||||
| Rocket Repay | 9.42 | ||||||
| Rocket Repay with Premier Advantage Package | 7.08 |
