Mortgage Rates
Showing comparison mortgage rates for an owner occupier with 70-80% LVR for New South Wales. The rates are for an interest only loan. Comparison values show monthly payments based on a $150,000 loan over 25 years.
| Institution | Product | Variable | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|
| Professional Package | 6.80 | 7.40 | 7.40 | 7.45 | 7.69 | ||
| Simplicity PLUS | 7.63 | ||||||
| Standard | 7.79 | 6.84 | 6.74 | 6.94 | 6.99 | 6.99 | |
| Complete Home Loan | 7.59 | 7.15 | 7.20 | 7.15 | 7.20 | 7.20 | |
| Easy Home Loan | 7.23 | 6.89 | 6.94 | 6.89 | 6.94 | 6.94 | |
| Flex Home Loan | 7.43 | 7.15 | 7.20 | 7.15 | 7.20 | 7.20 | |
| Clear Path Variable - Standard | 8.73 | ||||||
| Clear Path Variable - Offer | 7.74 | ||||||
| Economy Variable - Standard | 8.15 | ||||||
| Economy Variable - Offer | 8.15 | ||||||
| Fixed Rate - Standard | 7.19 | 7.69 | 7.79 | 7.94 | |||
| Digi | 6.74 | ||||||
| Simple | 7.19 | ||||||
| Standard with Wealth Package | 7.32 | 7.23 | 7.09 | 7.38 | 7.43 | 7.53 | |
| Basic Variable | 6.94 | ||||||
| Fixed Rate | 6.80 | 6.90 | 6.85 | ||||
| Offset Variable | 7.24 | ||||||
| Great Rate | 7.96 | 6.39 | 6.39 | 6.49 | 6.64 | 6.64 | |
| Great Rate - Discount | 6.04 | ||||||
| Ultimate | 8.09 | 6.69 | 6.69 | 6.79 | 6.94 | 6.94 | |
| Ultimate - Discount | 6.64 | ||||||
| Fixed Rate | 7.34 | 7.34 | 7.39 | ||||
| Fixed Rate with Package | 6.93 | 6.93 | 6.98 | ||||
| Home Equity with Package | 7.70 | ||||||
| Home Value Loan | 6.44 | ||||||
| Standard Variable with Package | 6.93 | ||||||
| Fixed Rate | 6.59 | 6.54 | 6.69 | 6.89 | 6.89 | ||
| Mortgage Simplifier | 6.44 | ||||||
| Orange Advantage | 6.71 | 6.75 | 6.71 | 6.85 | 7.05 | 7.05 | |
| Basic | 6.54 | 6.64 | 6.59 | 6.54 | 6.74 | 6.74 | |
| Offset | 6.76 | 6.86 | 6.81 | 6.76 | 6.96 | 6.96 | |
| Base Variable | 7.34 | ||||||
| Choice Package | 9.06 | 7.13 | 7.18 | 7.23 | 7.23 | 7.23 | |
| Tailored | 7.54 | 6.87 | 6.92 | 6.97 | 6.97 | 6.97 | |
| Fixed Rate | 6.79 | 6.79 | 6.89 | 6.99 | 6.99 | ||
| Premium Plus Package | 8.64 | 7.04 | 7.04 | 7.13 | 7.23 | 7.23 | |
| Premium Plus Package - Special | 7.00 | ||||||
| Real Deal | 8.59 | ||||||
| Real Deal - Special | 6.19 | ||||||
| Real Options | 8.99 | ||||||
| Fixed Rate | 6.49 | 6.54 | 6.64 | 6.74 | 6.74 | ||
| Low Cost - NO LONGER FOR SALE 1st June 2026 | 6.54 | ||||||
| Low Cost Package | 6.61 | ||||||
| No Frills | 6.39 | ||||||
| Qantas Points Home Loan - NO LONGER FOR SALE 1st June 2026 | 6.74 | ||||||
| Standard Variable - NO LONGER FOR SALE 1st June 2026 | 7.24 | ||||||
| Back to Basics | 8.82 | ||||||
| Better Together | 6.54 | ||||||
| Fixed Rate | 7.54 | 7.54 | 7.64 | 7.64 | |||
| Home Package Plus | 6.99 | ||||||
| Standard | 9.50 | ||||||
| Your Way | 6.54 | 6.74 | 6.84 | 6.94 | 7.04 | 7.09 | |
| Your Way - Standard Variable | 8.74 | ||||||
| Your Way Plus Package | 6.80 | 6.90 | 6.95 | 7.05 | 7.10 | 7.25 | |
| Fixed Options with Premier Advantage Package | 7.23 | 7.13 | 7.33 | 7.53 | 7.53 | ||
| Fixed Options, Standard | 7.17 | 7.07 | 7.27 | 7.47 | 7.47 | ||
| Flexi First Option | 8.24 | ||||||
| Flexi First Option - Online Offer Only | 6.78 | ||||||
| Rocket Repay | 9.50 | ||||||
| Rocket Repay with Premier Advantage Package | 7.42 |
