Mortgage Rates
Loan Amount:
$
Loan Term:
years
Showing effective rate mortgage rates for an owner occupier with 70-80% LVR for New South Wales. The rates are for an interest only loan. Effective rate values are calculated for a $670,000 loan over 25 years.
| Institution | Product | Variable | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|
| Professional Package | 6.82 | 6.68 | 6.68 | 6.73 | 6.97 | ||
| Simplicity PLUS | 7.88 | ||||||
| Standard | 8.04 | 6.99 | 6.94 | 7.09 | 7.09 | 7.09 | |
| Complete Home Loan | 7.56 | 7.12 | 7.12 | 7.22 | 7.32 | 7.32 | |
| Easy Home Loan | 7.48 | 6.99 | 6.99 | 7.09 | 7.19 | 7.19 | |
| Flex Home Loan | 7.56 | 7.12 | 7.12 | 7.22 | 7.32 | 7.32 | |
| Clear Path Variable - Standard | 8.90 | ||||||
| Clear Path Variable - Offer | 7.91 | ||||||
| Economy Variable - Standard | 8.32 | ||||||
| Economy Variable - Offer | 8.32 | ||||||
| Fixed Rate - Standard | 7.11 | 7.61 | 7.71 | 7.86 | |||
| Digi | 6.88 | ||||||
| Simple | 7.25 | ||||||
| Simple - Online Offer | 7.15 | ||||||
| Standard with Wealth Package | 7.31 | 7.02 | 7.04 | 7.12 | 7.17 | 7.27 | |
| Standard with Wealth Package - Online Offer | 7.21 | ||||||
| Basic Variable | 7.19 | ||||||
| Fixed Rate | 7.25 | 7.25 | 7.25 | ||||
| Offset Variable | 7.49 | ||||||
| Great Rate | 8.21 | 6.54 | 6.54 | 6.49 | 6.64 | 6.64 | |
| Great Rate - Discount | 6.19 | ||||||
| Ultimate | 8.08 | 6.57 | 6.57 | 6.52 | 6.67 | 6.67 | |
| Ultimate - Discount | 6.62 | ||||||
| Fixed Rate | 7.74 | 7.74 | 7.79 | ||||
| Fixed Rate with Package | 7.07 | 7.07 | 7.12 | ||||
| Home Equity with Package | 7.69 | ||||||
| Home Value Loan | 6.69 | ||||||
| Standard Variable with Package | 6.92 | ||||||
| Fixed Rate | 6.99 | 6.94 | 7.09 | 7.29 | 7.29 | ||
| Mortgage Simplifier | 6.69 | ||||||
| Orange Advantage | 7.00 | 6.95 | 6.90 | 7.05 | 7.25 | 7.25 | |
| Basic | 6.74 | 6.94 | 7.04 | 7.04 | 7.09 | 7.09 | |
| Offset | 6.79 | 6.99 | 7.09 | 7.09 | 7.14 | 7.14 | |
| Base Variable | 7.59 | ||||||
| Choice Package | 9.06 | 7.02 | 7.07 | 7.15 | 7.15 | 7.17 | |
| Tailored | 7.74 | 6.97 | 7.02 | 7.10 | 7.10 | 7.12 | |
| Fixed Rate | 6.89 | 6.89 | 6.89 | 6.99 | 6.99 | ||
| Premium Plus Package | 8.63 | 6.87 | 6.87 | 6.87 | 6.97 | 6.97 | |
| Premium Plus Package - Special | 6.98 | ||||||
| Real Deal | 8.84 | ||||||
| Real Deal - Special | 6.44 | ||||||
| Fixed Rate | 6.99 | 7.04 | 7.14 | 7.24 | 7.24 | ||
| Low Cost Package | 6.72 | ||||||
| No Frills | 6.64 | ||||||
| Your Way | 6.79 | 6.74 | 7.14 | 7.24 | 7.34 | 7.39 | |
| Your Way - Standard Variable | 8.99 | ||||||
| Your Way Plus Package | 6.85 | 6.70 | 7.05 | 7.15 | 7.20 | 7.35 | |
| Fixed Options with Premier Advantage Package | 7.22 | 7.22 | 7.47 | 7.67 | 7.67 | ||
| Fixed Options, Standard | 7.36 | 7.36 | 7.61 | 7.81 | 7.81 | ||
| Flexi First Option | 8.49 | ||||||
| Flexi First Option - Online Offer Only | 7.03 | ||||||
| Rocket Repay | 9.69 | ||||||
| Rocket Repay with Premier Advantage Package | 7.41 |
