Mortgage Rates
Showing advertised rate mortgage rates for an owner occupier with 70-80% LVR for New South Wales.
| Institution | Product | Variable | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|
| Essential Home Loan | 5.94 | ||||||
| Professional Package | 5.79 | 5.84 | 5.84 | 5.94 | 6.24 | ||
| PLUS Refinance | 5.75 | ||||||
| Simplicity PLUS | 6.04 | ||||||
| Standard | 6.74 | 5.99 | 6.04 | 6.14 | 6.19 | 6.34 | |
| Basic Home Loan | 5.64 | 5.89 | 5.99 | 6.19 | 6.29 | ||
| Clean Energy Home Loan | 5.38 | 5.89 | |||||
| Offset Home Loan | 5.68 | 5.89 | 5.99 | 6.19 | 6.29 | ||
| Complete Home Loan | 5.73 | 5.74 | 5.74 | 5.83 | 6.13 | 6.19 | |
| Easy Home Loan | 5.63 | 5.64 | 5.64 | 5.73 | 6.03 | 6.09 | |
| Express Home Loan | 5.54 | 5.74 | 5.74 | 5.83 | 6.13 | 6.19 | |
| Flex Home Loan | 5.68 | 5.74 | 5.74 | 5.83 | 6.13 | 6.19 | |
| Clear Path Variable - Standard | 7.74 | ||||||
| Clear Path Variable - Offer | 5.64 | ||||||
| Economy Variable - Standard | 7.07 | ||||||
| Economy Variable - Offer | 5.63 | ||||||
| Fixed Rate - Standard | 6.04 | 6.14 | 6.44 | 6.44 | |||
| Fixed Rate - Offer | 5.69 | 5.79 | 6.09 | 6.09 | |||
| Digi | 5.64 | ||||||
| Green loan | 3.99 | ||||||
| Simple | 5.99 | ||||||
| Standard | 5.99 | 6.19 | 6.04 | 6.29 | 6.34 | 6.49 | |
| Standard w/o Package | 8.30 | 6.34 | 6.19 | 6.44 | 6.49 | 6.64 | |
| Basic Variable | 5.84 | ||||||
| Fixed Rate | 5.99 | 6.10 | 6.10 | 6.25 | |||
| Offset Variable | 5.89 | ||||||
| Great Rate | 7.36 | 5.79 | 5.74 | 5.79 | 6.04 | 6.09 | |
| Great Rate - Discount | 5.44 | ||||||
| Ultimate | 7.16 | 5.74 | 5.69 | 5.74 | 5.99 | 6.04 | |
| Ultimate - Discount | 5.69 | ||||||
| Discount Variable Low Rate | 5.59 | ||||||
| Discount Variable Switch Rate | 7.69 | ||||||
| Fixed Rate | 5.79 | 5.84 | 5.89 | 5.99 | |||
| Fixed Rate | 6.54 | 6.54 | 6.59 | 6.79 | 6.79 | ||
| Fixed Rate with Package | 5.79 | 5.79 | 5.84 | 6.04 | 6.04 | ||
| Home Smart with Package | 5.74 | ||||||
| Home Value Loan | 5.59 | ||||||
| Standard Variable with Package | 5.74 | ||||||
| Fixed Rate | 5.84 | 5.84 | 5.89 | 5.99 | 5.99 | ||
| Green Loan | 3.74 | ||||||
| Mortgage Simplifier | 5.64 | ||||||
| Orange Advantage | 5.64 | 5.74 | 5.74 | 5.79 | 5.89 | 5.89 | |
| Basic | 5.64 | 5.89 | 5.99 | 6.04 | 6.09 | 6.19 | |
| Offset | 5.64 | 5.89 | 5.99 | 6.04 | 6.09 | 6.19 | |
| Base Variable | 5.94 | ||||||
| Choice Package | 7.67 | 5.74 | 5.79 | 5.84 | 5.99 | 6.09 | |
| Tailored | 6.49 | 5.74 | 5.79 | 5.84 | 5.99 | 6.09 | |
| Fixed Rate | 5.94 | 5.79 | 5.94 | 6.19 | 6.24 | ||
| Premium Plus Package | 7.32 | 5.84 | 5.69 | 5.84 | 6.09 | 6.14 | |
| Premium Plus Package - Special | 5.64 | ||||||
| Real Deal | 7.60 | ||||||
| Real Deal - Special | 5.49 | ||||||
| Real Options | 8.00 | ||||||
| Fixed Rate | 5.89 | 5.99 | 6.19 | 6.29 | 6.29 | ||
| Low Cost | 5.79 | ||||||
| Low Cost Package | 5.68 | ||||||
| No Frills | 5.54 | ||||||
| Qantas Points Home Loan | 5.99 | ||||||
| Standard Variable | 6.49 | ||||||
| Back to Basics | 8.15 | ||||||
| Better Together | 5.66 | ||||||
| Fixed Rate | 6.59 | 6.59 | 6.69 | 6.79 | |||
| Green Loan | 5.33 | ||||||
| Home Package Plus | 5.78 | 6.14 | 6.14 | 6.24 | 6.34 | ||
| Home Package Plus - First Home Buyer | 6.24 | 6.34 | |||||
| Standard | 8.73 | ||||||
| Your Way | 5.69 | 5.79 | 5.79 | 5.89 | 6.09 | 6.19 | |
| Your Way - Standard Variable | 7.89 | ||||||
| Your Way - Variable Rollover | 5.49 | ||||||
| Your Way Plus Package | 5.69 | 5.79 | 5.79 | 5.89 | 6.09 | 6.19 | |
| Your Way Plus Fixed Package - Rollover Variable | 5.59 | ||||||
| Fixed Options with Premier Advantage Package | 5.89 | 5.99 | 6.09 | 6.19 | 6.19 | ||
| Fixed Options, Standard | 6.09 | 6.19 | 6.29 | 6.39 | 6.39 | ||
| Flexi First Option | 6.04 | ||||||
| Flexi First Option - Online Offer Only | 5.59 | ||||||
| Rocket Repay | 8.33 | ||||||
| Rocket Repay with Premier Advantage Package | 5.99 |
