Mortgage Calculator

This calculator allows you to explore different mortgage scenarios. By clicking 'get rates' you can choose a different rate and term, or you can manually enter any rate.

Before you start, decide what you want to know:

  • Click next to loan amount to calculate the maximum amount you can borrow.
  • Click next to loan term to calculate the years it takes to pay off your loan.
  • Click next to repayment amount to calculate your repayment per chosen frequency.

Your selected option will then be recalculated if you edit values in any of the other boxes. You can only solve for one attribute at a time.

Comprehensive Mortgage Calculator

Calculate:
What will my regular repayments be?
Loan amount ($)
Interest rate (% p.a.)
Loan term (yrs)
Payment timing
Payment frequency
Balloon payment ($)
Monthly fee ($)
✨ CALCULATED
Repayment amount ($)
Interest + fees paid:$579,191
Principal repaid:$500,000
Total amount paid:$1,079,191