Term Deposits 1 To 5 Years
Showing current term deposit rates from major Australian financial institutions.
| Institution | Credit Rating | Interest paid | Minimum deposit $ | 1 year | 18 months | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|---|
| BBB+ | Z | $5,000 | 4.85 | 3.55 | 3.75 | 2.95 | 2.95 | 2.95 | |
| Z | $25,000 | 4.90 | 3.60 | 3.80 | 3.00 | 3.00 | 3.00 | ||
| BBB+ | Z | $5,000 | 4.95 | ||||||
| AA- | A | $5,000 | 4.80 | 4.80 | 3.40 | 2.90 | 2.90 | 2.90 | |
| BBB+ | Z | $500 | 5.00 | 3.55 | 4.60 | 4.70 | |||
| A- | Z | $0 | 0.15 | 0.15 | |||||
| Z | $5,000 | 3.80 | 3.00 | ||||||
| A- | Q | $0 | 0.05 | ||||||
| Q | $2,000 | 0.05 | |||||||
| A- | A | $1,000 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | |
| A | $5,000 | 4.80 | 4.80 | 2.00 | 2.00 | 2.00 | 2.00 | ||
| AA- | A | $5,000 | 4.50 | 4.50 | 4.50 | 4.55 | 3.95 | 3.95 | |
| A | $50,000 | 4.50 | 4.55 | 4.55 | 4.60 | 4.00 | 4.00 | ||
| AA- | A | $5,000 | 4.70 | ||||||
| BBB+ | Z | $5,000 | 4.95 | 3.20 | 4.25 | 3.30 | 3.30 | 3.30 | |
| BBB+ | A | $5,000 | 5.05 | 3.30 | 4.35 | 3.40 | 3.40 | 3.40 | |
| BBB+ | Z | $1,000 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Z | $5,000 | 4.70 | 3.00 | 3.30 | 3.50 | 3.30 | 3.30 | ||
| Z | $50,000 | 4.70 | 3.00 | 3.30 | 3.50 | 3.30 | 3.30 | ||
| BBB+ | A | $1,000 | 4.50 | 3.60 | 3.60 | 3.60 | 3.60 | ||
| A+ | A | $5,000 | 3.40 | 3.25 | 3.50 | 3.50 | 3.50 | 3.50 | |
| A | A | $10,000 | 4.90 | 4.45 | |||||
| A+ | A | $5,000 | 4.90 | 3.60 | 3.65 | 3.80 | 3.80 | ||
| A | $1,000,001 | 4.75 | 3.40 | 3.35 | 3.50 | 3.50 | |||
| AA- | A | $5,000 | 4.70 | 4.70 | 2.90 | 2.90 | 2.90 | ||
| BBB+ | A | $1,000 | 4.70 | 3.30 | 3.50 | 3.30 | 3.30 | ||
| BBB+ | A | $5,000 | 5.00 | 4.60 | 4.70 | ||||
| AA- | A | $5,000 | 4.65 | 4.70 | 4.00 | 4.00 | 4.00 | 4.00 | |
| A | $100,000 | 4.65 | 4.70 | 4.05 | 4.00 | 4.00 | 4.00 | ||
| A | $1,000,000 | 4.65 | 4.70 | 4.10 | 4.00 | 4.00 | 4.00 | ||
| AA- | Z | $1 | 2.65 | ||||||
| BBB+ | A | $1,000 | 4.50 | 3.75 | 4.00 | 4.00 | |||
| A | $5,000 | 4.50 | 3.75 | 4.00 | 4.00 | ||||
| BBB+ | A | $1,000 | 4.55 | 3.80 | 4.05 | 4.05 | |||
| A | $5,000 | 4.55 | 3.80 | 4.05 | 4.05 | ||||
| AA- | A | $5,000 | 3.55 | 3.55 | 3.35 | 2.85 | 2.85 | 2.85 | |
| AA- | Z | $5,000 | 4.25 | 4.70 | |||||
| AA- | A | $5,000 | 3.65 | 3.65 | 3.45 | 2.95 | 2.95 | 2.95 | |
| AA- | Z | $5,000 | 4.35 | 4.80 |
