Term Deposits Less Than 1 Year
Showing current term deposit rates from major Australian financial institutions.
| Institution | Credit Rating | Interest paid | Minimum deposit $ | 1 month | 3 months | 4 months | 5 months | 6 months | 9 months |
|---|---|---|---|---|---|---|---|---|---|
| BBB+ | Z | $5,000 | 4.65 | 4.70 | 4.90 | 5.00 | 5.15 | ||
| Z | $5,000 | 11 months = 5.05 | |||||||
| Z | $25,000 | 0.10 | 4.70 | 4.75 | 4.95 | 5.05 | 5.20 | ||
| Z | $25,000 | 11 months = 5.10 | |||||||
| BBB+ | Z | $5,000 | 5.15 | ||||||
| AA- | Z | $5,000 | 1.40 | 3.35 | 3.40 | 5.00 | 3.50 | 3.65 | |
| BBB+ | Z | $500 | 5.00 | 5.20 | 5.10 | ||||
| BBB+ | Z | $500 | 5.20 | ||||||
| A- | Z | $0 | 0.05 | 0.05 | 0.05 | 0.05 | 0.10 | 0.10 | |
| Z | $5,000 | 1.20 | 2.75 | 3.60 | 2.90 | 3.00 | 3.20 | ||
| Z | $5,000 | 8 months = 4.40 | |||||||
| A- | Z | $1,000 | 0.05 | 0.10 | 0.10 | 0.10 | 0.10 | 0.15 | |
| Z | $5,000 | 0.75 | 4.55 | 4.55 | 1.25 | 4.85 | 5.00 | ||
| AA- | Z | $5,000 | 1.45 | 3.30 | 3.35 | 3.40 | 3.45 | 3.60 | |
| Z | $50,000 | 1.50 | 3.35 | 3.40 | 3.45 | 3.50 | 3.65 | ||
| BBB+ | Z | $5,000 | 3.50 | 5.00 | 4.40 | 4.40 | 4.55 | 4.65 | |
| Z | $5,000 | 7 months = 5.20 | |||||||
| BBB+ | Z | $1,000 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Z | $5,000 | 1.00 | 4.50 | 3.75 | 3.75 | 5.00 | 3.60 | ||
| Z | $50,000 | 1.00 | 4.50 | 3.75 | 3.75 | 5.00 | 3.60 | ||
| BBB+ | Z | $1,000 | 2.25 | 4.00 | 4.85 | 4.00 | 5.00 | 5.10 | |
| A+ | Z | $5,000 | 1.85 | 4.75 | 3.00 | 3.00 | 4.50 | 2.90 | |
| A | Z | $10,000 | 4.90 | 4.90 | 5.15 | 5.10 | |||
| A+ | Z | $5,000 | 2.10 | 4.95 | 4.95 | 5.15 | 5.20 | ||
| Z | $1,000,001 | 2.10 | 4.70 | 4.70 | 5.00 | 5.10 | |||
| AA- | Z | $5,000 | 1.40 | 3.35 | 3.35 | 3.40 | 3.50 | 5.10 | |
| BBB+ | Z | $1,000 | 1.00 | 4.50 | 3.75 | 3.75 | 5.00 | 3.60 | |
| BBB+ | Z | $500 | 5.00 | 5.20 | 5.10 | ||||
| AA- | Z | $5,000 | 1.25 | 3.70 | 4.90 | 3.70 | 5.15 | 3.95 | |
| Z | $100,000 | 1.30 | 3.75 | 4.90 | 3.75 | 5.15 | 4.00 | ||
| Z | $1,000,000 | 1.35 | 3.80 | 4.90 | 3.80 | 5.15 | 4.05 | ||
| AA- | Z | $1 | 1.05 | 4.60 | 2.00 | 2.00 | 3.50 | 2.00 | |
| BBB+ | Z | $1,000 | 4.80 | 4.00 | 4.00 | 4.60 | 4.50 | ||
| Z | $5,000 | 4.80 | 4.00 | 4.00 | 4.60 | 4.50 | |||
| Z | $5,000 | 7 months = 5.00 | |||||||
| BBB+ | Z | $1,000 | 4.85 | 4.05 | 4.05 | 4.65 | 4.55 | ||
| Z | $5,000 | 4.85 | 4.05 | 4.05 | 4.65 | 4.55 | |||
| Z | $5,000 | 7 months = 5.05 | |||||||
| AA- | Z | $5,000 | 1.40 | 3.25 | 3.40 | 3.45 | 3.40 | 3.65 | |
| AA- | - | $5,000 | |||||||
| Z | $5,000 | 8 months = 5.00 | |||||||
| AA- | Z | $5,000 | 1.55 | 3.35 | 3.50 | 3.55 | 3.50 | 3.75 | |
| AA- | - | $5,000 | |||||||
| Z | $5,000 | 8 months = 5.10 | |||||||
