Term Deposits Less Than 1 Year
Showing current term deposit rates from major Australian financial institutions.
| Institution | Credit Rating | Interest paid | Minimum deposit $ | 1 month | 3 months | 4 months | 5 months | 6 months | 9 months |
|---|---|---|---|---|---|---|---|---|---|
| BBB+ | Z | $5,000 | 4.15 | 4.20 | 3.95 | 4.35 | 4.45 | ||
| Z | $25,000 | 0.10 | 4.20 | 4.25 | 4.00 | 4.40 | 4.50 | ||
| Z | $25,000 | 10 months = 4.55 | |||||||
| BBB+ | Z | $5,000 | 4.50 | ||||||
| AA- | Z | $5,000 | 1.20 | 2.90 | 2.90 | 2.95 | 3.00 | 3.30 | |
| BBB+ | Z | $500 | 4.20 | 4.40 | 4.40 | ||||
| A- | Z | $0 | 0.05 | 0.05 | 0.05 | 0.05 | 0.10 | 0.10 | |
| Z | $5,000 | 1.20 | 2.75 | 3.05 | 2.90 | 3.00 | 3.20 | ||
| Z | $5,000 | 8 months = 4.00 | |||||||
| A- | Z | $1,000 | 0.05 | 0.10 | 0.10 | 0.10 | 0.10 | 0.15 | |
| Z | $5,000 | 0.75 | 2.25 | 4.00 | 1.25 | 4.25 | 4.30 | ||
| AA- | Z | $5,000 | 1.20 | 3.00 | 3.05 | 3.10 | 3.15 | 3.35 | |
| Z | $50,000 | 1.25 | 3.05 | 3.10 | 3.15 | 3.20 | 3.40 | ||
| BBB+ | Z | $5,000 | 1.30 | 4.15 | 3.90 | 3.90 | 4.05 | 4.15 | |
| Z | $5,000 | 7 months = 4.45 | |||||||
| BBB+ | Z | $1,000 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Z | $5,000 | 1.00 | 3.75 | 3.75 | 3.75 | 4.35 | 3.60 | ||
| Z | $50,000 | 1.00 | 3.75 | 3.75 | 3.75 | 4.35 | 3.60 | ||
| BBB+ | Z | $1,000 | 1.05 | 3.65 | 3.85 | 3.30 | 4.15 | 3.85 | |
| A+ | Z | $5,000 | 1.85 | 4.00 | 3.00 | 3.00 | 4.00 | 3.40 | |
| A | Z | $10,000 | 4.40 | 4.45 | 4.60 | 4.60 | |||
| A+ | Z | $5,000 | 2.10 | 4.35 | 4.35 | 4.60 | 4.60 | ||
| Z | $1,000,001 | 2.10 | 4.15 | 4.15 | 4.35 | 4.35 | |||
| AA- | Z | $5,000 | 1.20 | 3.10 | 3.10 | 3.15 | 3.20 | 3.45 | |
| BBB+ | Z | $1,000 | 1.00 | 3.75 | 3.75 | 3.75 | 4.35 | 3.60 | |
| BBB+ | Z | $2,000 | 4.20 | ||||||
| Z | $5,000 | 4.40 | 4.40 | ||||||
| AA- | Z | $5,000 | 1.25 | 4.15 | 3.50 | 3.50 | 3.80 | 3.75 | |
| Z | $100,000 | 1.30 | 4.15 | 3.55 | 3.55 | 3.85 | 3.80 | ||
| Z | $1,000,000 | 1.35 | 4.15 | 3.60 | 3.60 | 3.90 | 3.85 | ||
| AA- | Z | $1 | 1.05 | 3.95 | 2.65 | 2.65 | 3.85 | 2.65 | |
| BBB+ | Z | $1,000 | 4.15 | 4.00 | 3.75 | 4.30 | 4.20 | ||
| Z | $5,000 | 4.15 | 4.00 | 3.75 | 4.30 | 4.20 | |||
| BBB+ | Z | $1,000 | 4.20 | 4.05 | 3.80 | 4.35 | 4.25 | ||
| Z | $5,000 | 4.20 | 4.05 | 3.80 | 4.35 | 4.25 | |||
| AA- | Z | $5,000 | 1.20 | 2.65 | 2.75 | 2.85 | 2.90 | 3.15 | |
| AA- | - | $5,000 | |||||||
| Z | $5,000 | 8 months = 4.28 | |||||||
| AA- | Z | $5,000 | 1.30 | 2.75 | 2.85 | 2.95 | 3.00 | 3.25 | |
| AA- | - | $5,000 | |||||||
| Z | $5,000 | 8 months = 4.38 | |||||||
