Why wait?

If you are on a variable home loan rate, you can lock in a similar rate now by moving to a one year fixed rate and avoid the next upcoming RBA rate hike. We show the possible savings

Short or long TD rates?

Term deposit rates currently beat inflation. But should you opt for a shorter term, or a longer one?

Breakfast briefing: The US gets ever more erratic

Revenge tariffs in new twist; US economic data mixed; US voters tired of erratic Trump; Canada factories slow; China holds LPRs; EU car sales dip; UST 10yr at 4.03%; gold down, oil softish; AU$1 = 70.8 USc

Why money alone won’t make you feel rich

Lynda Moore says the purpose of money is to give you a life that feels good on the inside, not just one that looks impressive from the outside

NAIRU: dead, undead or just resting?

Full employment objectives for central banks are common and long-standing. Luci Ellis says they are harder to assess than inflation objectives, and evolve as our understanding of the economy improves.

The end of a lie

Antara Haldar praises Canadian Prime Minister Mark Carney for discarding the fiction of a rules-based international order

Competition for new savers heats up, with very attractive advertised rates

Savers who like at-call savings accounts have become a new target by many banks wanting you to switch to them. They will offer you a bonus rate that they don't offer to their existing clients

The only direction is up

Rate increases spread widely for both savers and borrowers. Here are the latest

The RBA's rate hike now flowing through to household deposit interest rates

Some banks start applying the RBA rate hike to some savings and term deposit accounts, as retail rate offers push through 4% and head toward 5%

Mortgage rate variability brings opportunity

As home loan rate change announcements start to flow through, there is a unique opportunity to either lock in a lowish fixed rate, or switch banks for a better deal

Rate offers to savers rise

The impetus of rate hikes to savers is spreading, juiced along by Chinese New Year specials. It might be an opportunity to lock in some good rates, depending on how you see the RBA's track in 2026

Stablecoins and Australia's financial architecture: A policy choice, not a technology question

The countdown is on for regulatory clarity on stablecoins, and it's time for banks, regulators and policymakers to prepare for what could be a fundamental reshaping of Australia's financial system. Here's what you need to know

Play in May, don't go away

With inflation now higher than previously expected, the RBA raised the cash rate in February. The question then becomes, how much more is coming and when? Westpac's Luci Ellis says another cash rate increase will occur, in May

When the new higher variable mortgage rates will change

All the big five banks have said they will pass on the RBA's rate hike in full to borrowers with variable home loans. But here are differences from when that will apply

Commbank the first to pass on the RBA's rate hike

Market leader Commbank says it will pass on the RBA's rate hike in full, Our tables are now updated with this change allowing you to review your new effective rate

Bullock pushes through a rate rise

The Australian central bank has bit the bullet and raised the cash rate target to 3.85% on inflation worries, with the protection of strong labour markets

ANZ is failing in the home loan market

Home loan market share is being grabbed by Macquarie, Commbank, Westpac and ING is a brutal reordering of the ranking in the giant mortgage market