When the new higher variable mortgage rates will change

All the big five banks have said they will pass on the RBA's rate hike in full to borrowers with variable home loans. But here are differences from when that will apply

The coming crypto apocalypse

Nouriel Roubini thinks the writing is on the wall for the crypto industry, one that has offered no use cases beyond crime and corruption

Breakfast briefing: Risk reactions extreme again

A series of unfortunate delays; US sentiment stays low; Taiwan consumers buoyant; contract annulments annoy China; German yields rise; UST 10yr at 4.29%; precious metals volatile; AU$1 = 60.5 USc

Commbank the first to pass on the RBA's rate hike

Market leader Commbank says it will pass on the RBA's rate hike in full, Our tables are now updated with this change allowing you to review your new effective rate

Bullock pushes through a rate rise

The Australian central bank has bit the bullet and raised the cash rate target to 3.85% on inflation worries, with the protection of strong labour markets

ANZ is failing in the home loan market

Home loan market share is being grabbed by Macquarie, Commbank, Westpac and ING is a brutal reordering of the ranking in the giant mortgage market

Up, up and away

Commbank raises both its term deposit rates, and sets the upper limit for these at $5 million. It is a market-leading combination

The Macbank juggernaut rolls on

Macquarie continues to make market share gains, attracting an outsized share of household deposits. Few can keep up with them, some are leaking rather badly

Investing in the time of a dissolving world order

A crazy January makes it timely to reassess your tolerance for risk and the way you are building your retirement nest egg

RBA set to partly reverse 2025 cuts with a hike next week on persistent inflation

We look ahead to the February 2026 RBA rate review in the light of the strong labour market result for December, and the high CPI inflation readings

Inflation hits 3.8% in December

Financial market bets for a RBA rate hike likely rose after an above-forecast rise in December inflation

Macbank keeps the pressure on, hard

Term deposit rates just keep on rising with yet another increase from Macbank, taking its one year TD rate to the market leading position

Ten key risks for savers and investors

Regulator ASIC has identified 'major shifts' in pressures on consumers that risk their nest eggs

Consumers at the crossroads

Westpac's Luci Ellis notes a genuine cyclical upswing in consumer spending is underway. This follows a long period of weakness and should not be assumed to be signaling a runaway inflationary boom

The OECD has reviewed our economy and outlook

The OECD wants to see more effective work on reducing the budget deficit, and more effective actions on housing affordability

"We will not be undersold!"

Macbank ensures it offers top term deposit rates after a new small increase in its popular term deposit rates

Should you go 'short' or 'long' when there is no premium for term?

With at-call savings rates little different to one-year term deposit rates for savers, why lock up your money on a fixed term? In fact the 'best' (highest) rate offers are for at-call savings