How to think about selecting a TD term when rates are rising

With term deposit rate offers over five percent for terms as short as five months to as long as two years, we show how you can think about the best strategy for selecting what terms to select

Some 'critical' businesses offered interest-free loans to cope with oil crisis

Government rolls out an Economic Resilience Program aimed at supporting manufacturing and logistics businesses, with a focus on businesses operating in freight, fuel, fertiliser, and plastics critical supply chain sectors

Breakfast briefing: Pressure re-applied as Hormuz chaos returns

Hormuz 'opening' was a US fantasy; Canada data resilient; Indian loan growth rises; China excavator sales jump; Malaysia inflation tame with good growth; UST 10yr at 4.24%; gold and oil prices ease; AU$1 = 71.7 USc

Want to save between $100 to $400 each month on your home loan?

In a rising market, there is an effective way to avoid your mortgage becoming more expensive. Fixing now, even if the current rate is higher than what you are paying now, will insulate you from further almost-certain future rises

From anxiety to action: Helping Australians to plan for their financial future

A new ASIC tool shows how much income you could have in retirement from your superannuation, the Age Pension and other income sources. And explore how different scenarios could affect your income over time

A crude shock, surcharges may change expectations

After a materially bigger and more persistent shock, March and April headline CPI is set to surge, driving core inflation higher for longer

More banks bid for your savings account balances with higher rates

Savers who actively seek better rates will find there are some great options from many banks who really want your business and are prepared to offer higher rates

Out in front and pulling away

February deposit flow analysis of APRA data shows one bank still hoovering up market share, and at an increasing rate. They raised their offer rates further today too

'The RBA will hike more than expected'

Westpac has revised its RBA rates view, now sees two extra hikes, with a 4.85% peak, and later reversal

Gold’s role in Australian portfolios

The World Gold Council says the question for Australian investors is no longer whether gold belongs in portfolios, but how can it not?

Misclassification "shortcomings" to more than 85% of their customer base

Recidivist Binance ordered to pay $10 million penalty for onboarding failures causing millions in client trading losses

The epic blunder of fighting the last war

Westpac's Luci Ellis says this latest Middle East conflict is not Venezuela, or Russia’s invasion of Ukraine, or COVID. Policymakers should not use “the last war” as a template for the current one

Under cover of applying the new variable rates, there are many fixed rate rises too

It's a rising interest rate environment for home loan borrowers, and the landscape is being painted with broad rises and many detailed 'adjustments'

Savers get many more 5% rate offers dangled their way

In less than three weeks, the best term deposit rates have blown though the 5 percent barrier, with some of the biggest banks being forced into catchup mode with their own rising rate offers

More changes to term deposit and savings account rates announced

More banks make more changes (increases) to offer rates to savers, and some signal changing structures. Macbank offers 5% rates for shorter terms

A warts and all look at term deposit returns

Term deposit offer rates keep rising. But are you really making gains? Or are you just losing less? We look at returns after tax, and after inflation

Macbank is killing it

Macquarie is gobbling up market share in both the mortgage market, and the household deposit market, forcing most others into a defensive shoring up of their offers. It's competition at its best, with consumers winning