
Personal finance / Analysis
Want to save between $100 to $400 each month on your home loan?
14th Apr 26, 9:46ambyDavid Chaston
In a rising market, there is an effective way to avoid your mortgage becoming more expensive. Fixing now, even if the current rate is higher than what you are paying now, will insulate you from further almost-certain future rises

Economy / News
Breakfast briefing: Brace for sharp oil pressure
14th Apr 26, 6:01ambyDavid Chaston
Gulf oil freeze about to bite hard; US home sales fall; China new yuan lending soft; India inflation rising; key mineral prices jump; UST 10yr at 4.29%; gold eases again as oil rises again; AU$1 = 70.9 USc

Personal finance / News
From anxiety to action: Helping Australians to plan for their financial future
13th Apr 26, 9:23ambyadmin
A new ASIC tool shows how much income you could have in retirement from your superannuation, the Age Pension and other income sources. And explore how different scenarios could affect your income over time

Economy / Analysis
A crude shock, surcharges may change expectations
12th Apr 26, 8:41ambyGuest
After a materially bigger and more persistent shock, March and April headline CPI is set to surge, driving core inflation higher for longer

Personal finance / News
More banks bid for your savings account balances with higher rates
8th Apr 26, 9:26ambyDavid Chaston
Savers who actively seek better rates will find there are some great options from many banks who really want your business and are prepared to offer higher rates

Banking / Analysis
Out in front and pulling away
1st Apr 26, 9:06ambyDavid Chaston
February deposit flow analysis of APRA data shows one bank still hoovering up market share, and at an increasing rate. They raised their offer rates further today too

Economy / Analysis
'The RBA will hike more than expected'
30th Mar 26, 3:14pmbyLuci Ellis
Westpac has revised its RBA rates view, now sees two extra hikes, with a 4.85% peak, and later reversal

Personal finance / News
Gold’s role in Australian portfolios
30th Mar 26, 8:49ambyadmin
The World Gold Council says the question for Australian investors is no longer whether gold belongs in portfolios, but how can it not?

Currencies / News
Misclassification "shortcomings" to more than 85% of their customer base
29th Mar 26, 7:59ambyadmin
Recidivist Binance ordered to pay $10 million penalty for onboarding failures causing millions in client trading losses

Economy / Opinion
The epic blunder of fighting the last war
28th Mar 26, 8:16ambyLuci Ellis
Westpac's Luci Ellis says this latest Middle East conflict is not Venezuela, or Russia’s invasion of Ukraine, or COVID. Policymakers should not use “the last war” as a template for the current one

Personal finance / Analysis
Under cover of applying the new variable rates, there are many fixed rate rises too
27th Mar 26, 2:20pmbyDavid Chaston
It's a rising interest rate environment for home loan borrowers, and the landscape is being painted with broad rises and many detailed 'adjustments'

Personal finance / News
Savers get many more 5% rate offers dangled their way
27th Mar 26, 8:47ambyDavid Chaston
In less than three weeks, the best term deposit rates have blown though the 5 percent barrier, with some of the biggest banks being forced into catchup mode with their own rising rate offers

Personal finance / News
More changes to term deposit and savings account rates announced
26th Mar 26, 2:08pmbyDavid Chaston
More banks make more changes (increases) to offer rates to savers, and some signal changing structures. Macbank offers 5% rates for shorter terms

Personal finance / Analysis
A warts and all look at term deposit returns
25th Mar 26, 8:56ambyDavid Chaston
Term deposit offer rates keep rising. But are you really making gains? Or are you just losing less? We look at returns after tax, and after inflation

Personal finance / News
Let's get practical. This is where the highest rates are for savers
24th Mar 26, 12:11pmbyDavid Chaston
The range of banks offering rates of 5% or higher to savers is widening. We reveal your options

Business / Opinion
Global markets are a-changin’
24th Mar 26, 7:06ambyGuest
Dambisa Moyo identifies three major trends that will determine winners and losers in financial markets
Personal finance / Analysis
Want to save between $100 to $400 each month on your home loan?
14th Apr 26, 9:46ambyDavid Chaston
In a rising market, there is an effective way to avoid your mortgage becoming more expensive. Fixing now, even if the current rate is higher than what you are paying now, will insulate you from further almost-certain future rises
Economy / News
Breakfast briefing: Brace for sharp oil pressure
14th Apr 26, 6:01ambyDavid Chaston
Gulf oil freeze about to bite hard; US home sales fall; China new yuan lending soft; India inflation rising; key mineral prices jump; UST 10yr at 4.29%; gold eases again as oil rises again; AU$1 = 70.9 USc
Personal finance / News
From anxiety to action: Helping Australians to plan for their financial future
13th Apr 26, 9:23ambyadmin
A new ASIC tool shows how much income you could have in retirement from your superannuation, the Age Pension and other income sources. And explore how different scenarios could affect your income over time
Economy / Analysis
A crude shock, surcharges may change expectations
12th Apr 26, 8:41ambyGuest
After a materially bigger and more persistent shock, March and April headline CPI is set to surge, driving core inflation higher for longer
Personal finance / News
More banks bid for your savings account balances with higher rates
8th Apr 26, 9:26ambyDavid Chaston
Savers who actively seek better rates will find there are some great options from many banks who really want your business and are prepared to offer higher rates
Banking / Analysis
Out in front and pulling away
1st Apr 26, 9:06ambyDavid Chaston
February deposit flow analysis of APRA data shows one bank still hoovering up market share, and at an increasing rate. They raised their offer rates further today too
Economy / Analysis
'The RBA will hike more than expected'
30th Mar 26, 3:14pmbyLuci Ellis
Westpac has revised its RBA rates view, now sees two extra hikes, with a 4.85% peak, and later reversal
Personal finance / News
Gold’s role in Australian portfolios
30th Mar 26, 8:49ambyadmin
The World Gold Council says the question for Australian investors is no longer whether gold belongs in portfolios, but how can it not?
Currencies / News
Misclassification "shortcomings" to more than 85% of their customer base
29th Mar 26, 7:59ambyadmin
Recidivist Binance ordered to pay $10 million penalty for onboarding failures causing millions in client trading losses
Economy / Opinion
The epic blunder of fighting the last war
28th Mar 26, 8:16ambyLuci Ellis
Westpac's Luci Ellis says this latest Middle East conflict is not Venezuela, or Russia’s invasion of Ukraine, or COVID. Policymakers should not use “the last war” as a template for the current one
Personal finance / Analysis
Under cover of applying the new variable rates, there are many fixed rate rises too
27th Mar 26, 2:20pmbyDavid Chaston
It's a rising interest rate environment for home loan borrowers, and the landscape is being painted with broad rises and many detailed 'adjustments'
Personal finance / News
Savers get many more 5% rate offers dangled their way
27th Mar 26, 8:47ambyDavid Chaston
In less than three weeks, the best term deposit rates have blown though the 5 percent barrier, with some of the biggest banks being forced into catchup mode with their own rising rate offers
Personal finance / News
More changes to term deposit and savings account rates announced
26th Mar 26, 2:08pmbyDavid Chaston
More banks make more changes (increases) to offer rates to savers, and some signal changing structures. Macbank offers 5% rates for shorter terms
Personal finance / Analysis
A warts and all look at term deposit returns
25th Mar 26, 8:56ambyDavid Chaston
Term deposit offer rates keep rising. But are you really making gains? Or are you just losing less? We look at returns after tax, and after inflation
Personal finance / News
Let's get practical. This is where the highest rates are for savers
24th Mar 26, 12:11pmbyDavid Chaston
The range of banks offering rates of 5% or higher to savers is widening. We reveal your options
Business / Opinion
Global markets are a-changin’
24th Mar 26, 7:06ambyGuest
Dambisa Moyo identifies three major trends that will determine winners and losers in financial markets
Banking / Analysis
Macbank is killing it
20th Mar 26, 9:18ambyDavid Chaston
Macquarie is gobbling up market share in both the mortgage market, and the household deposit market, forcing most others into a defensive shoring up of their offers. It's competition at its best, with consumers winning
