
Banking / News
Rates up again
17th Mar 26, 2:30pmbyDavid Chaston
The Australian central bank has doubled up with another 25 bps cash rate target hike to 4.1%, reversing most of of its cuts over the past year

Economy / News
Breakfast briefing: Markets discount war risks
17th Mar 26, 7:26ambyDavid Chaston
US economy delivers mixed results; Canada sees lower inflation; China reports positive data; India exports hold; eyes on the RBA; UST 10yr at 4.23%; gold falls again and oil steadies; AU$1 = 70.6 USc

Public policy / Opinion
Is the stablecoin economy structurally sound?
14th Mar 26, 9:47ambyGuest
Neha Narula thinks more oversight is needed before stablecoin technology becomes critical financial infrastructure

Economy / Opinion
Are we facing an AI nightmare?
14th Mar 26, 9:51ambyGuest
Raghuram Rajan considers whether the future with AI is one of widespread job losses - and how governments are likely to respond

Personal finance / News
ANZ jumps the gun
13th Mar 26, 2:07pmbyDavid Chaston
One big bank pushes through a rise in its variable home loan rate, ahead of the expected Tuesday RBA review

Personal finance / Analysis
Allegra Spender's brave tax plan
11th Mar 26, 3:58pmbyadmin
A Teal MP's plan for a significant package of budget-neutral tax reforms to the personal tax system to better reward hard work, build prosperity, and ensure more people "can build financial security and a decent life for themselves"

Public policy / Opinion
The ground shifts faster as sudden new inflation threats become real
11th Mar 26, 1:48pmbyLuci Ellis
Westpac is part of a growing group of analysts to revise their view of RBA policy: 25bp hikes in both March and May expected. Single hike still possible but not their base case

Personal finance / News
Five percent rates arrive
11th Mar 26, 9:41ambyDavid Chaston
Three banks including a major raise term deposit rates, and one challenger bank cracks the 5% barrier as the fight extends for household deposit funding

Economy / Opinion
The middle-power moment?
11th Mar 26, 7:09ambyGuest
Ian Bremmer considers whether the countries most vulnerable to US or Chinese domination can find common cause

Banking / Analysis
A fifteen year high
9th Mar 26, 2:19pmbyDavid Chaston
While everyone else is fixated on the sharp falls in equity prices, we look at bond yields, and they have their own sharp responses

Personal finance / News
5% here we come
6th Mar 26, 12:50pmbyDavid Chaston
Challenger banks are seeing worrying leakage in their household deposit books. Now one of the most badly affected is offering 4.95% for a one year term deposit, a new market high

Banking / Analysis
Macbank is winning the savings war
4th Mar 26, 8:57ambyDavid Chaston
The latest APRA data shows dramatic shifts in where household deposits are flowing from and where they are flowing to

Personal finance / Analysis
Home loan fixed rates are on the move up
2nd Mar 26, 12:32pmbyDavid Chaston
Five more banks have raised fixed home loan rates, narrowing the options to grab savings from variable rates which themselves are due to rise in a few weeks. But there are still many good options to fix now to avoid those cost increases

Personal finance / Analysis
Why wait?
25th Feb 26, 7:54ambyDavid Chaston
If you are on a variable home loan rate, you can lock in a similar rate now by moving to a one year fixed rate and avoid the next upcoming RBA rate hike. We show the possible savings

Economy / News
Inflation stays high, doesn't dip as expected
25th Feb 26, 12:21pmbyDavid Chaston
The pressure will be on the RBA after the high January CPI inflation rate, bringing their March cash rate target review into sharper focus

Personal finance / Analysis
Short or long TD rates?
24th Feb 26, 12:54pmbyDavid Chaston
Term deposit rates currently beat inflation. But should you opt for a shorter term, or a longer one?

Personal finance / News
Competition for new savers heats up, with very attractive advertised rates
19th Feb 26, 3:31pmbyDavid Chaston
Savers who like at-call savings accounts have become a new target by many banks wanting you to switch to them. They will offer you a bonus rate that they don't offer to their existing clients
Banking / News
Rates up again
17th Mar 26, 2:30pmbyDavid Chaston
The Australian central bank has doubled up with another 25 bps cash rate target hike to 4.1%, reversing most of of its cuts over the past year
Economy / News
Breakfast briefing: Markets discount war risks
17th Mar 26, 7:26ambyDavid Chaston
US economy delivers mixed results; Canada sees lower inflation; China reports positive data; India exports hold; eyes on the RBA; UST 10yr at 4.23%; gold falls again and oil steadies; AU$1 = 70.6 USc
Public policy / Opinion
Is the stablecoin economy structurally sound?
14th Mar 26, 9:47ambyGuest
Neha Narula thinks more oversight is needed before stablecoin technology becomes critical financial infrastructure
Economy / Opinion
Are we facing an AI nightmare?
14th Mar 26, 9:51ambyGuest
Raghuram Rajan considers whether the future with AI is one of widespread job losses - and how governments are likely to respond
Personal finance / News
ANZ jumps the gun
13th Mar 26, 2:07pmbyDavid Chaston
One big bank pushes through a rise in its variable home loan rate, ahead of the expected Tuesday RBA review
Personal finance / Analysis
Allegra Spender's brave tax plan
11th Mar 26, 3:58pmbyadmin
A Teal MP's plan for a significant package of budget-neutral tax reforms to the personal tax system to better reward hard work, build prosperity, and ensure more people "can build financial security and a decent life for themselves"
Public policy / Opinion
The ground shifts faster as sudden new inflation threats become real
11th Mar 26, 1:48pmbyLuci Ellis
Westpac is part of a growing group of analysts to revise their view of RBA policy: 25bp hikes in both March and May expected. Single hike still possible but not their base case
Personal finance / News
Five percent rates arrive
11th Mar 26, 9:41ambyDavid Chaston
Three banks including a major raise term deposit rates, and one challenger bank cracks the 5% barrier as the fight extends for household deposit funding
Economy / Opinion
The middle-power moment?
11th Mar 26, 7:09ambyGuest
Ian Bremmer considers whether the countries most vulnerable to US or Chinese domination can find common cause
Banking / Analysis
A fifteen year high
9th Mar 26, 2:19pmbyDavid Chaston
While everyone else is fixated on the sharp falls in equity prices, we look at bond yields, and they have their own sharp responses
Personal finance / News
5% here we come
6th Mar 26, 12:50pmbyDavid Chaston
Challenger banks are seeing worrying leakage in their household deposit books. Now one of the most badly affected is offering 4.95% for a one year term deposit, a new market high
Banking / Analysis
Macbank is winning the savings war
4th Mar 26, 8:57ambyDavid Chaston
The latest APRA data shows dramatic shifts in where household deposits are flowing from and where they are flowing to
Personal finance / Analysis
Home loan fixed rates are on the move up
2nd Mar 26, 12:32pmbyDavid Chaston
Five more banks have raised fixed home loan rates, narrowing the options to grab savings from variable rates which themselves are due to rise in a few weeks. But there are still many good options to fix now to avoid those cost increases
Personal finance / Analysis
Why wait?
25th Feb 26, 7:54ambyDavid Chaston
If you are on a variable home loan rate, you can lock in a similar rate now by moving to a one year fixed rate and avoid the next upcoming RBA rate hike. We show the possible savings
Economy / News
Inflation stays high, doesn't dip as expected
25th Feb 26, 12:21pmbyDavid Chaston
The pressure will be on the RBA after the high January CPI inflation rate, bringing their March cash rate target review into sharper focus
Personal finance / Analysis
Short or long TD rates?
24th Feb 26, 12:54pmbyDavid Chaston
Term deposit rates currently beat inflation. But should you opt for a shorter term, or a longer one?
Personal finance / News
Competition for new savers heats up, with very attractive advertised rates
19th Feb 26, 3:31pmbyDavid Chaston
Savers who like at-call savings accounts have become a new target by many banks wanting you to switch to them. They will offer you a bonus rate that they don't offer to their existing clients