Banking
Westpac stumbles as Macquarie and CommBank push ahead
Over the past year, CommBank won the most home loan business, but Macquarie's growth outstripped them. Most of these gains were at the expense of Westpac
Narrow path-dependence
Westpac's Lucy Ellis digs into the RBA's minutes and commentary and finds a central bank not inclined to rush monetary policy easing
The home loan market
If you have or need a mortgage, we have the insights and data you will need to make an assessment of who to apply to
Cheapening the definition of 'well capitalised'
A changing of the guard at a key US Federal Reserve function has opened the door for a US$200+ bln relief from their "tight" bank capital rules for the largest, globally important banks who are US based
The home loan market is shifting away from mortgage brokers
Banks are moving to upgrade proprietary channels for mortgage generation at the expense of brokers. Expect more direct digital campaigns. Rate transparency is key to this shift
ASIC says RAMS has allowed a systemic organisational governance failure by not adequately supervising its franchise network
ASIC sues Westpac-owned RAMS for systemic misconduct in arranging home loans