Banking

Macquarie is gobbling up market share in both the mortgage market, and the household deposit market, forcing most others into a defensive shoring up of their offers. It's competition at its best, with consumers winning

The Reserve Bank says the financial system is still "resilient" and that the vast majority of households will be able to weather the interest rate hikes. But it warns on over-reliance of our China trade links

If you really want to understand the latest RBA rate hike, Sophia Rodrigues offers a savvy independent analysis of the drivers behind it, and looks ahead

Most of the big five banks have said they will pass on the RBA's rate hike in full to borrowers with variable home loans. But there are differences from when that will apply - and they will take a touch longer to pass it on this time

The Australian central bank has doubled up with another 25 bps cash rate target hike to 4.1%, reversing most of of its cuts over the past year

While everyone else is fixated on the sharp falls in equity prices, we look at bond yields, and they have their own sharp responses

The latest APRA data shows dramatic shifts in where household deposits are flowing from and where they are flowing to

ASIC secures record $350 million in civil penalties and $583 million back to Australians in second half of 2025

The countdown is on for regulatory clarity on stablecoins, and it's time for banks, regulators and policymakers to prepare for what could be a fundamental reshaping of Australia's financial system. Here's what you need to know

All the big five banks have said they will pass on the RBA's rate hike in full to borrowers with variable home loans. But here are differences from when that will apply

The Australian central bank has bit the bullet and raised the cash rate target to 3.85% on inflation worries, with the protection of strong labour markets

Home loan market share is being grabbed by Macquarie, Commbank, Westpac and ING is a brutal reordering of the ranking in the giant mortgage market

Macquarie continues to make market share gains, attracting an outsized share of household deposits. Few can keep up with them, some are leaking rather badly

We look ahead to the February 2026 RBA rate review in the light of the strong labour market result for December, and the high CPI inflation readings

The latest APRA data shows Macquarie winning the battle for household deposits bigly, grabbing share faster even as the overall sector growth slows

APRA says is is worried about significant gaps in the risk management at Bendigo Bank that need to be addressed urgently. It has imposed additional risk capital until they are resolved

The Australian central bank struggles with the inflation outlook but sees risks tilting to the upside, even though they still think the inflation pressure is transitory

Katharina Pistor worries that policymakers are foregoing innovation for fear of disrupting a centuries-old business model

Macquarie Bank has gained an extra $19 bln in household deposits over and above the market growth of +10.5%. And no rival seems to be able to do anything about their momentum

New rules arrive to try and limit the impending damage the Home Guarantee Scheme is expected to induce, after Canberra pulled taxpayers into backing up risky first home buyer lending in an already frothy housing market

Roy Morgan says trust in banking and finance industries – including all ‘big four’ banks – increased significantly over the last 12 months

The IMF points out half of all financial assets worldwide are now held and intermediated by companies that are not classified and regulated as banks

Following warning signs from a new review, ASIC is moving to raise standards in the private credit sector, and has issued a series of stop orders against some current operators

APRA's July monthly statistics reveals an unusual and sharp shift by one major into home loan lending, winning more new business than any other major bar Commbank