Personal Finance

Term deposit rates just keep on rising with yet another increase from Macbank, taking its one year TD rate to the market leading position

Regulator ASIC has identified 'major shifts' in pressures on consumers that risk their nest eggs

Macbank ensures it offers top term deposit rates after a new small increase in its popular term deposit rates

ASIC says complex, high risk CFDs result in large losses by 'investors' (speculators), made worse by platform practices that contravene licensing obligations

With at-call savings rates little different to one-year term deposit rates for savers, why lock up your money on a fixed term? In fact the 'best' (highest) rate offers are for at-call savings

Both big and challenger banks have moved to counter Macbank's recent hikes in term deposit and savings account rates

Fixed home loan rates are on the move higher. All banks are looking at raising fixed rates now as sentiment shifts to higher rate expectations in 2026

With their retail funding strategy working a treat, Macquarie has just piled more rate pressure on its rivals with yet another increase for savers

The World Gold Council sees the sharp rises in precious metal prices as quite divergent. Silver and platinum are responding to short supply, while gold to risk. Gold may be more resilient in the long term as politics skews the economic cycle

Lynda Moore finds a subtler side to money in relationships, the unspoken habits, the little interactions, and the ways we emotionally connect (or disconnect) around finances. If nurtured, these can strengthen your relationship and reduce money stress

Gold's volatility rose in 2025 but from a low base, back to normal levels. Despite the rise, adding gold to a diversified portfolio continues to help reduce overall risk

Two more banks have raised term deposit rates as they come under competitive pressure. They have starkly different approaches to the challenge

Westpac is the latest, and largest bank to raised fixed mortgage rates and by as much as +35 bps. They follow a slew of challenger banks. Despite that a fixed rate loan retains some clear advantages

Our largest bank is front-footing Macquarie's household deposit challenge with yet another hike in their term deposit rate offers

Even though most of the top ten banks have raised their interest rate offers, and two more have now just done so, most are struggling to defend the raid on household deposits by Macbank

Macquarie raises its fixed home loan rates across the board, with some increases quite large. This comes after aggressive rate offers to savers

Moving fast, Macquarie extends its appeal to household savers, adding a new very competitive term deposit rate to an already competitive savings rate set

The biggest bank is making an outsized play for your savings with a hefty hike in their two year term deposit rate to a market-leading level

Banks scramble to offer higher savings and term deposit rates as Macquarie Banks appetite for household deposits gathers momentum. We look at what is now available

Suddenly, the tables have turned and household depositors who have good-sized balances are in a great position to negotiate much better rates for their funds

Macbank broadens its competitive savings account rates to term deposits, matching Commbank, NAB and ANZ

Although comparing bank mortgage rates appears daunting, we have the tools to allow you to take charge of this yourself so that you can know you always get the best deal

The Red Bank is the next major to raise fixed mortgage rates, responding to upward pressure in wholesale money markets. The RBA will need to make their assessment soon too

Competition for savers is really hotting up with one challenger bank now offering 5% as a welcome rate for new savers