Personal Finance

Commbank really wants your attention
The biggest bank is making an outsized play for your savings with a hefty hike in their two year term deposit rate to a market-leading level

Most banks have four percent rates or higher for savers
Banks scramble to offer higher savings and term deposit rates as Macquarie Banks appetite for household deposits gathers momentum. We look at what is now available

Piling on the pressure
Suddenly, the tables have turned and household depositors who have good-sized balances are in a great position to negotiate much better rates for their funds

Competitive pressure keeps term deposit rates rising
Macbank broadens its competitive savings account rates to term deposits, matching Commbank, NAB and ANZ

Ranking variable mortgage rates
Although comparing bank mortgage rates appears daunting, we have the tools to allow you to take charge of this yourself so that you can know you always get the best deal

Westpac raises fixed home loan rates
The Red Bank is the next major to raise fixed mortgage rates, responding to upward pressure in wholesale money markets. The RBA will need to make their assessment soon too

ING makes a big play for savers
Competition for savers is really hotting up with one challenger bank now offering 5% as a welcome rate for new savers

Macbank raises its fixed home loan rates
Facing pressures from wholesale money markets, and its own aggressive fundraising from households, Macquarie Bank has raised most fixed home loan rates, covered by rising real estate activity demand

NAB joins Commbank in offering 4% for a one year term deposit
Big banks battling Macbank's voracious retail deposit appetite choose high one year rates to retain and grow their household term deposit flows. ANZ and Westpac will need to respond soon

Commbank defends its household deposit base with a higher term deposit offer
Under pressure from Macquarie, there is a serious reordering of household deposit loyalty underway. Commbank has found a way to avoid the worst of it, and has upped other key rate to prevent leakage

Shifting around to maintain competitiveness
Two challenger banks tweak variable rates to keep them competitive and meaningfully lower than the big four pillar banks

Review: the Apple Watch Ultra 3 smartwatch
The biggest and baddest Apple watch, the Ultra 3, is the company's best smartwatch

Savers faced with rate drops
Three banks, including ANZ, have been quietly trimming some savings and term deposit rates. But one pushed through an increase

Suncorp makes a play for savers
ANZ-owned Suncorp Bank raises many term deposit rates, moving closer to some key challenger banks

Two more banks change TD rates, mostly higher
Competitive pressure has now raised a key term deposit rate at a key challenger bank up to a level that compares well with the variable and less certain at-call rates on offer elsewhere

Stick? twist? or double down?
The World Gold Council says gold will hold its ground and perhaps see further uplift should equities experience a correction, given the plethora of supportive factors elsewhere. But a major liquidity squeeze could upend both gold and equities

Two banks adjust their term deposit rates, up and down
Commbank and Suncorp each target savers with raised term deposit 'special' offers

Westpac targets online mortgage lending
The Red Bank ramps up its online mortgage channel offering notable discounts to encourage its adoption

ING cuts some fixed home loan rates sharply
Ahead of the RBA's rate review, ING has shifted its one and two year fixed home loan rates down

Two challenger banks shift their term deposit rates
Challenger banks maintain their good premiums for savers over all the big four pillar banks with their latest rate shifts

‘Last period premium’ amount was misleading
ASIC takes court action alleging RACQ sent half a million misleading insurance renewal comparisons



