Personal Finance

With term deposit rate offers over five percent for terms as short as five months to as long as two years, we show how you can think about the best strategy for selecting what terms to select

In a rising market, there is an effective way to avoid your mortgage becoming more expensive. Fixing now, even if the current rate is higher than what you are paying now, will insulate you from further almost-certain future rises

A new ASIC tool shows how much income you could have in retirement from your superannuation, the Age Pension and other income sources. And explore how different scenarios could affect your income over time

Savers who actively seek better rates will find there are some great options from many banks who really want your business and are prepared to offer higher rates

The World Gold Council says the question for Australian investors is no longer whether gold belongs in portfolios, but how can it not?

It's a rising interest rate environment for home loan borrowers, and the landscape is being painted with broad rises and many detailed 'adjustments'

In less than three weeks, the best term deposit rates have blown though the 5 percent barrier, with some of the biggest banks being forced into catchup mode with their own rising rate offers

More banks make more changes (increases) to offer rates to savers, and some signal changing structures. Macbank offers 5% rates for shorter terms

Term deposit offer rates keep rising. But are you really making gains? Or are you just losing less? We look at returns after tax, and after inflation

The range of banks offering rates of 5% or higher to savers is widening. We reveal your options

Not only are term deposit rate offers up over 5% now, one bank is offering them for a less than a one year TD commitment

One big bank pushes through a rise in its variable home loan rate, ahead of the expected Tuesday RBA review

A Teal MP's plan for a significant package of budget-neutral tax reforms to the personal tax system to better reward hard work, build prosperity, and ensure more people "can build financial security and a decent life for themselves"

Three banks including a major raise term deposit rates, and one challenger bank cracks the 5% barrier as the fight extends for household deposit funding

Challenger banks are seeing worrying leakage in their household deposit books. Now one of the most badly affected is offering 4.95% for a one year term deposit, a new market high

Five more banks have raised fixed home loan rates, narrowing the options to grab savings from variable rates which themselves are due to rise in a few weeks. But there are still many good options to fix now to avoid those cost increases

If you are on a variable home loan rate, you can lock in a similar rate now by moving to a one year fixed rate and avoid the next upcoming RBA rate hike. We show the possible savings

Term deposit rates currently beat inflation. But should you opt for a shorter term, or a longer one?

Lynda Moore says the purpose of money is to give you a life that feels good on the inside, not just one that looks impressive from the outside

Savers who like at-call savings accounts have become a new target by many banks wanting you to switch to them. They will offer you a bonus rate that they don't offer to their existing clients

Rate increases spread widely for both savers and borrowers. Here are the latest

Some banks start applying the RBA rate hike to some savings and term deposit accounts, as retail rate offers push through 4% and head toward 5%

As home loan rate change announcements start to flow through, there is a unique opportunity to either lock in a lowish fixed rate, or switch banks for a better deal

The impetus of rate hikes to savers is spreading, juiced along by Chinese New Year specials. It might be an opportunity to lock in some good rates, depending on how you see the RBA's track in 2026