Personal Finance

Mark Button & Branislav Hock look at how the global anti-scam community could come together to beat criminals

There are more term deposit rate reductions from challenger banks but they still offer a significant premium above the big four banks

We highlight the 4% rates and above, still available for a short term fixed deposit that avoids the risks of an intervening 'variable' rate change

Gold is now firmly established as another investment asset - its role is as part of a diversified portfolio and not as a hedge

Westpac has cut its fixed home loan interest rates, and some of the reductions are quite substantial. But they are mostly catch-ups

Shopping around, changing banks, can make a big difference if you rely on savings accounts or term deposits for some income. Especially in a falling interest rate market like the present

As the main banks push through their -25 bps cut for variable home loans, some are also cutting their fixed rates, and resetting their premiums for interest-only lending

Jennifer Johnson-Calari says that over history, the world has adopted the currency of the leading country for global payments. The USD is, arguably, the first global currency untethered from precious metals

We have opened our articles and analysis up for reader comments. We welcome your viewpoints

Savers are starting to be hit with lower savings account interest rates following the RBA rate cut

After Macquarie's high profile launch into a very high yielding savings account, Westpac moves to bolster its position to prevent leakage

NAB jumps the gun, cutting -25 bps from the most popular fixed rate home loan on offer, as markets price in a full RBA rate cut at their Tuesday meeting

Macquarie extends their high interest savings account limit to $2 mln, sharply raising the average rate you can earn

Westpac economists ask why, if house prices and financial assets are rising quickly, is this not reflected in consumer sentiment or household spending?

Recent tweaking by Macquarie Bank highlights the wisdom of choosing your savings accounts carefully

Risk of mortgage stress up in June as Australians take out bigger mortgages after interest rate cuts, Roy Morgan says

ANZ trims the rate on its Progress Saver bonus savings account. We compare this account to ANZ's main rivals and their equivalent offers

The Red Bank cuts term deposit rates across the board. That makes it the lowest for all terms of one year and less, but still competitive for longer terms

We analyse the wide range of savings account offers available, comparing across the main banks, extracting the essence from the bank marketing spin

ASIC moves against unauthorised finfluencers online, promoting high-risk, complex investment products that can cause real consumer harm, such as CFDs and OTC derivative products

A gold analyst suggests when the bond-equity correlation flips from negative to positive, a larger allocation to gold is required to retain the initial level of portfolio risk