Personal Finance
Todays changes to interest rates
Here are the changes the main banks have made to retail interest rates, for Friday, May 15, 2026

Today's changes to interest rates
Here are the changes the main banks have made to retail interest rates, for Thursday, May 14, 2026

Today's changes to interest rates
Here are the changes the main banks have made to retail interest rates, for Wednesday, May 13, 2026

Today's changes to interest rates
Here are the changes the main banks have made to retail interest rates, for Monday, May 11, 2026

Macquarie is winning the term deposit war
Macbank parlays its high rate offers into consistent deposit growth, with new business now outstripping all other major rivals

When your mortgage rate will go up
All the big five banks have said they will pass on the RBA's rate hike in full to borrowers with variable home loans. But there are differences from when that will apply

Up, up and away
Term deposit rates have raced past the 5 percent benchmark and even the largest bank is now offering north of that. Check our rate tables frequently to stay up with this fluid situation

Job security as big a factor as rising interest rates for borrowers 'at risk'
Risk of mortgage stress up 1.9% points in March after the Reserve Bank raised interest rates for second straight month: Roy Morgan

How to think about selecting a TD term when rates are rising
With term deposit rate offers over five percent for terms as short as five months to as long as two years, we show how you can think about the best strategy for selecting what terms to select

Want to save between $100 to $400 each month on your home loan?
In a rising market, there is an effective way to avoid your mortgage becoming more expensive. Fixing now, even if the current rate is higher than what you are paying now, will insulate you from further almost-certain future rises

From anxiety to action: Helping Australians to plan for their financial future
A new ASIC tool shows how much income you could have in retirement from your superannuation, the Age Pension and other income sources. And explore how different scenarios could affect your income over time

More banks bid for your savings account balances with higher rates
Savers who actively seek better rates will find there are some great options from many banks who really want your business and are prepared to offer higher rates

Gold’s role in Australian portfolios
The World Gold Council says the question for Australian investors is no longer whether gold belongs in portfolios, but how can it not?

Under cover of applying the new variable rates, there are many fixed rate rises too
It's a rising interest rate environment for home loan borrowers, and the landscape is being painted with broad rises and many detailed 'adjustments'

Savers get many more 5% rate offers dangled their way
In less than three weeks, the best term deposit rates have blown though the 5 percent barrier, with some of the biggest banks being forced into catchup mode with their own rising rate offers

More changes to term deposit and savings account rates announced
More banks make more changes (increases) to offer rates to savers, and some signal changing structures. Macbank offers 5% rates for shorter terms

A warts and all look at term deposit returns
Term deposit offer rates keep rising. But are you really making gains? Or are you just losing less? We look at returns after tax, and after inflation

Let's get practical. This is where the highest rates are for savers
The range of banks offering rates of 5% or higher to savers is widening. We reveal your options

Pushing on up past 5%
Not only are term deposit rate offers up over 5% now, one bank is offering them for a less than a one year TD commitment

ANZ jumps the gun
One big bank pushes through a rise in its variable home loan rate, ahead of the expected Tuesday RBA review

Allegra Spender's brave tax plan
A Teal MP's plan for a significant package of budget-neutral tax reforms to the personal tax system to better reward hard work, build prosperity, and ensure more people "can build financial security and a decent life for themselves"

Five percent rates arrive
Three banks including a major raise term deposit rates, and one challenger bank cracks the 5% barrier as the fight extends for household deposit funding

5% here we come
Challenger banks are seeing worrying leakage in their household deposit books. Now one of the most badly affected is offering 4.95% for a one year term deposit, a new market high

Home loan fixed rates are on the move up
Five more banks have raised fixed home loan rates, narrowing the options to grab savings from variable rates which themselves are due to rise in a few weeks. But there are still many good options to fix now to avoid those cost increases

Why wait?
If you are on a variable home loan rate, you can lock in a similar rate now by moving to a one year fixed rate and avoid the next upcoming RBA rate hike. We show the possible savings