Personal Finance

One big bank pushes through a rise in its variable home loan rate, ahead of the expected Tuesday RBA review

A Teal MP's plan for a significant package of budget-neutral tax reforms to the personal tax system to better reward hard work, build prosperity, and ensure more people "can build financial security and a decent life for themselves"

Three banks including a major raise term deposit rates, and one challenger bank cracks the 5% barrier as the fight extends for household deposit funding

Challenger banks are seeing worrying leakage in their household deposit books. Now one of the most badly affected is offering 4.95% for a one year term deposit, a new market high

Five more banks have raised fixed home loan rates, narrowing the options to grab savings from variable rates which themselves are due to rise in a few weeks. But there are still many good options to fix now to avoid those cost increases

If you are on a variable home loan rate, you can lock in a similar rate now by moving to a one year fixed rate and avoid the next upcoming RBA rate hike. We show the possible savings

Term deposit rates currently beat inflation. But should you opt for a shorter term, or a longer one?

Lynda Moore says the purpose of money is to give you a life that feels good on the inside, not just one that looks impressive from the outside

Savers who like at-call savings accounts have become a new target by many banks wanting you to switch to them. They will offer you a bonus rate that they don't offer to their existing clients

Rate increases spread widely for both savers and borrowers. Here are the latest

Some banks start applying the RBA rate hike to some savings and term deposit accounts, as retail rate offers push through 4% and head toward 5%

As home loan rate change announcements start to flow through, there is a unique opportunity to either lock in a lowish fixed rate, or switch banks for a better deal

The impetus of rate hikes to savers is spreading, juiced along by Chinese New Year specials. It might be an opportunity to lock in some good rates, depending on how you see the RBA's track in 2026

Market leader Commbank says it will pass on the RBA's rate hike in full, Our tables are now updated with this change allowing you to review your new effective rate

Commbank raises both its term deposit rates, and sets the upper limit for these at $5 million. It is a market-leading combination

A crazy January makes it timely to reassess your tolerance for risk and the way you are building your retirement nest egg

Term deposit rates just keep on rising with yet another increase from Macbank, taking its one year TD rate to the market leading position

Regulator ASIC has identified 'major shifts' in pressures on consumers that risk their nest eggs

Macbank ensures it offers top term deposit rates after a new small increase in its popular term deposit rates

ASIC says complex, high risk CFDs result in large losses by 'investors' (speculators), made worse by platform practices that contravene licensing obligations

With at-call savings rates little different to one-year term deposit rates for savers, why lock up your money on a fixed term? In fact the 'best' (highest) rate offers are for at-call savings

Both big and challenger banks have moved to counter Macbank's recent hikes in term deposit and savings account rates

Fixed home loan rates are on the move higher. All banks are looking at raising fixed rates now as sentiment shifts to higher rate expectations in 2026

With their retail funding strategy working a treat, Macquarie has just piled more rate pressure on its rivals with yet another increase for savers