Here are the changes the main banks have made to retail interest rates on Tuesday, May 26, 2026

Here are the changes the main banks have made to retail interest rates on Monday, May 25, 2026, so far.

For home loans:

There have been no changes to the top fifteen banks we follow.

For savings accounts:

No changes here either today.

For term deposits:

Major bank NAB has added +5 bps to their one year TD rate, taking it to 5.25% and aligning it with what is on offer from Commbank, Westpac, and ANZ. But it is still below Macquarie's 5.35%. And there are a range of other second tier banks who offer 5.35% as well. AMP Bank GO has the highest currently at 5.40%.

Heritage Bank raised its one year TD rate by +10 bps today, to 5.35%.