Here are the changes the main banks have made to retail interest rates on Wednesday, July 15, 2026

Here are the changes the main banks have made to retail interest rates on Wednesday, July 15, 2026, so far.

For home loans:

No changes to report today.

For savings accounts:

No changes here either.

For term deposits:

ANZ has raised its 6 month TD rate by +10 bps to 5.10%, but cut its 2 year TD rate by -25 bps, also to 5.00%.

Meanwhile Westpac has made changes to one of its TD 'specials'. Their eight month 'special' is now 5.15%, up a slight +5 bps for its online rate, up the same +5 bps to 5.05% for its assisted 'special' for that same term. They did not change any standard rates, not its 1 year 'special'.