Here are the changes the main banks have made to retail interest rates on Tuesday, July 21, 2026

Here are the changes the main banks have made to retail interest rates on Tuesday, July 21, 2026, so far.

For home loans:

No changes to report here today.

For savings accounts:

ING has closed its 'Kickstarter' savings accelerator account. Standard rates now apply. 

AMP Bank's GO Save accounts are to have changed tiers, increasing them to four levels.

For term deposits:

Bendigo Bank has trimmed its one year TD rate by -10 bps to 5.00%. 

Greater & Newcastle have also trimmed its 1 year TD rate by -10 bps to 5.25%.