Here are the changes the main banks have made to retail interest rates on Wednesday, July 22, 2026

Here are the changes the main banks have made to retail interest rates on Wednesday, July 22, 2026, so far.

For home loans:

NAB has trimmed some Tailored fixed home loan rates today, by varying levels. Most are minor -5 bps to -15 bps, and the impact varies between fixed terms, and between P&I or interest-only loans.

For savings accounts:

No changes to report here today.

For term deposits:

Suncorp has raised its 3 month, nine month and one year term deposit rates to 5.00%, 5.20% and 5.35% respectively. But it has cut its 4 month, 6 month, 18 month and 24 month rates. It has also trimmed its Flexirate 3 month rate by -10 bps to 4.70%.