Here are the changes the main banks have made to retail interest rates on Monday, September 14, 2026

Here are the changes the main banks have made to retail interest rates on Monday, September 14, 2026, so far.

For home loans:

Great Southern Bank has increased most of its fixed rates between +15 bps and +25 bps for both owner-occupier and investor rates, and for both P&I and interest only loans.

Bank Australia has ended its refinance offer.

For savings accounts:

No changes to report today.

For term deposits:

ING Bank has raised its 11 month TD rate by +35 bps to 5.35% and that is a market-leading rate. They have also raised their 2 year TD rate to 5.25% from 4.70%, a +55 bps rise.

NAB has cut its 9 month rate from 5.00% to 3.70%, a -130 bps chop. But they have raised their one year rate to 5.20%, a +5 bps increment.

Westpac has a new 'special offer' of 5.20% for one year. That is a +5 bps rise, and actually isn't that 'special'.