Here are the changes the main banks have made to retail interest rates on Monday, September 21, 2026

Here are the changes the main banks have made to retail interest rates on Monday, September 21, 2026, so far.

For home loans:

No changes to report today.

For savings accounts:

No changes here either.

For term deposits:

NAB has raised its nine month TD rate by +10 bps to 3.80%. More importantly, it has raised its one year rate to 5.30%, als a +10 bps increase.

Meanwhile, Westpac has raised its 'special offer' one year rate by +10 bps as well, to 5.30%, matching Commbank and NAB (above), but behind Macbank's 5.35% and well below the 5.50% offered by Bank Australia and Qudos Bank.