Here are the changes the main banks have made to retail interest rates on Tuesday, September 29, 2026

Here are the changes the main banks have made to retail interest rates on Tuesday, September 29, 2026, so far.

For home loans:

Following continuing wholesale rate increases, ING has raised most of its fixed rates by +20 bps, although its owner-occupier P&I rates for terms 1 and 2 years fixed are 'only' up +15 bps.

Newcastle Permanent has raised its 1 year and 2 year fixed rates by +10 bps for both owner-occupiers and investors.

Greater Bank has also raised fixed rates for 1 year and 2 years by between +5 bps and +15 bps for their Ultimate, 'Great Rate' and investor fixed rates. But somewhat oddly they have decreased their 3 year, 4 year and 5 year investor rates by -10 bps.

For savings accounts:

No changes to report today.

For term deposits:

No changes here either, today.

However, stay tuned for the RBA rate review as that is sure to bring many changes tomorrow.