Here are the changes the main banks have made to retail interest rates on Wednesday, October 14, 2026

Here are the changes the main banks have made to retail interest rates on Wednesday, October 14, 2026, so far.

For home loans:

Macquarie Bank have raised their variable home loan rates today, one day ahead of their earlier advices. All their variable home loan rates are up by +25 bps, mirroring the RBA and all their main rivals who have already pushed this rate increase through.

Heritage Bank has also raised its variable mortgage rates by +25 bps. (As did HSBC.)

For savings accounts:

Macbank has not yet raised its savings accounts.

ING has advised that their Savings Maximiser account will be closed to new customers from December 1, 2026.

For term deposits:

No changes to adviser today.