Here are the changes the main banks have made to retail interest rates on Thursday, October 22, 2026

Here are the changes the main banks have made to retail interest rates on Thursday, October 12, 2026, so far.

For home loans:

No changes to report today.

For savings accounts:

No changes here either.

For term deposits:

AMP Bank has raised its six month TD rate by +15 bps to 5.30% (matching Bank Australia, and Qudos Bank) and it's one year TD rate is also up by +15 bps to 5.55% - and that is currently the highest one year rate in the markets among the 15 largest banks.