Here are the changes the main banks have made to retail interest rates on Thursday, November 12, 2026

Here are the changes the main banks have made to retail interest rates on Thursday, November 12, 2026, so far.

For home loans:

Teachers bank has now pushed through its +25 bps hike to variable rates, their pass-through of the last RBA rise. They haven't changed any fixed rates today.

Bendigo Bank has introduced an LVR >90% rate for investors as an intyerest-only option. But that option is not open for owner-occupiers. They have also brought back their Express Home Loan option for investors which was dropped for them earlier in the year.

For savings accounts:

Suncorp (ANZ) has added +25 bps to their Growth and Kids savings accounts, a flow-through of the RBA change.

Commbank's introductory 'welcome' rate has been withdrawn. See this, perhaps an unintended consequence if ASIC's crackdown.

Teachers Bank has also passed on the RBA +25 bps rate hike to all its savings account rates.

For term deposits:

Teachers Bank has also raised most of its TD rates from 3 months to 3 years by between +10 bps and +35 bps. But none have resulted in market-leading levels.