It's a rising interest rate environment for home loan borrowers, and the landscape is being painted with broad rises and many detailed 'adjustments'

The earlier signaled variable home loan rates rises that flowed from the last RBA rate hike largely came into effect today at many banks.

But a large number of them have also taken the opportunity to raise their fixed home loan rates as well.

This is no surprise, as we noted back in late February. (If you had done it then, you will be feeling pretty smug.)

Commbank raised many fixed rates by 30 bps today. But there was quite a bit of variability between some LVR levels, especially for Investment loans.

Macbank raised them by +35 bps.

NAB raised theirs between +10 bps and 35 bps.

AMP took the opportunity to rejig many of its detailed offers, and quite selectively.

Bank of Queensland raised fixed rates by +30 bps.

Heritage Bank raised theirs by between +20 bps and +25 bps.

Newcastle Permanent was a bit more targeted and selective, raising some by +10 bps.

And Great Southern Bank moved many rates up, by between +5 bps and +20 bps.

Listing these institutions this way is hopefully helpful to enable you to see if any of these changes apply to you.

But the most reliable way to find what you are facing if you need to borrow or roll over a home loan is to use our clever comparison table, here. You can set it up for your specific situation, and fine advertised rates, or comparison rates, or most i,mportantly, effective rates.